Trusted by 200,000+ customers | Financed by RBI-registered NBFC

Get instant shopping vouchers and pay later in easy EMIs

Shop from our Online Merchant partners and repay conveniently in EMIs


Do you own a business?
Are you a self-employed professional?

Simplify your business expenses by finding the best Credit Card for you with our Smart Match & Responsibility Tracker (SMaRT)

Travel Expenses
Office supplies
Vendor Payments
Utility Payment

Apply in Simple Steps



Download App

Download the Rufilo app and signup with your mobile number



Enter Basic Details

Fill your basic information to start with the application process



Choose Credit Card

Apply with best suited credit card from the list


Rufilo’s Instant Credit Line to solve your financial worries

  • Get Instant Credit upto ₹25,000
  • Apply and get approved in 5 minutes
  • Only Aadhaar Required
  • No Paperwork

Why Rufilo?

Instant Approval

Download the Rufilo app and signup with your mobile numbers

Multiple Repayment Options

Repay your loan amount using easy payment options like UPI, Paytm, Bank transfer

Timely Repayment Perks

Get to reuse your increased loan limit on timely repayment.

Professional Customer Support

You can email us or call our customer support team who have been deployed to provide timely support for your queries

Client Testimonials


Featured In


The industry recognises us as much as our customers love us! Rufilo has been featured in multiple leading publications, documenting our efforts in making credit accessible to you!